Welcome to Seniors Choice RI
Your Local Experts in Medicare Guidance & Final Expense Insurance
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At Seniors Choice RI, we understand how important it is to protect your health, your future, and your loved ones. That’s why we offer personalized Medicare support and Final Expense Insurance solutions — all from a trusted local agency that puts your needs first.
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Medicare & Health Benefits – Get the Right Coverage, Right Here in Rhode Island
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Choosing the right Medicare plan can be overwhelming — but it doesn’t have to be. Whether you’re new to Medicare or reviewing your current coverage, our licensed professionals are here to guide you through every step of the process.
Why Choose Seniors Choice RI for Medicare Help?
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Local Expertise – Medicare is different from state to state. Skip the 1-800 numbers and talk to someone who truly understands Rhode Island-specific options.
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Over 10 Years of Experience – We’ve helped hundreds of individuals and families make confident choices about their health coverage.
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As Seen on The Rhode Show – See why so many people trust Tony Lemonde and his team, watch the video here. We are also endorsed on WPRO and regularly featured on the John Loughlin show.
How We Can Help You:
✅ Medicare Guidance
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Original Medicare (Parts A & B) – Learn the basics and how to enroll.
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Medicare Advantage (Part C) – Explore all-in-one plans that include hospital, medical, and sometimes drug coverage.
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Medicare Part D – Get help selecting the right prescription drug plan.
✅ Health Insurance Options
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Medigap (Supplemental Plans) – Fill in the gaps and reduce your out-of-pocket expenses.
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Long-Term Care Insurance – Plan ahead with options that support extended care needs.
✅ Free Personalized Consultations
Meet one-on-one with a licensed local agent to explore your coverage needs and budget.
✅ Plan Comparison Tool
Quickly compare Medicare plans side by side to find your perfect fit.
Let us do the hard work — so you can focus on what’s truly important.
Final Expense Insurance – Financial Peace of Mind for Your Family
Planning ahead is an act of love. With Final Expense Insurance from Seniors Choice RI, you can help protect your family from the burden of high funeral costs and other end-of-life expenses.
Ask Yourself:
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Are you between the ages of 45 and 80?
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Do you have a plan in place to cover funeral and burial costs?
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When the time comes, will your family be prepared or overwhelmed?
The average funeral in Rhode Island and Massachusetts in 2025 costs nearly $8,900. Without a plan, your loved ones may face tough decisions and financial stress during a time of grief.
Final Expense Coverage That Works for You:
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Affordable monthly payments
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Coverage from $3,000 to $50,000
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Cash value that builds over time — and can be borrowed if needed
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No medical exam options available — guaranteed issue plans with no health questions
Work With a Local Agent You Trust
You don't need to call a stranger at a 1-800 number. Let Tony Lemonde at Seniors Choice RI sit down with you and help create a plan tailored to your needs and budget.
We proudly work with top-rated carriers including:
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Mutual of Omaha
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Lincoln Heritage
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Guaranteed Trust Life Company
Call Tony Lemonde today at 401-739-5900 to schedule your consultation. Your peace of mind is just a phone call away.
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Two Services. One Trusted Team.
Whether you're planning for today or preparing for tomorrow, Seniors Choice RI is here to help with expert guidance, local support, and a commitment to doing what’s right for you and your family.
SERVICES BY SENIOR'S CHOICE R.I.
Empowering Seniors with the Right Healthcare Choices
See what people are saying!
" I was disabled and been on Medicare for a few years. I wasn't sure what was covered by Part A and Part B. My prescription cost fluctuated. I then called Senior's Choice and spoke with Stephanie. She came over and explained what Part A and Part B covered. She told me I did have the option to enroll in a $0 premium Medicare Advantage plan that had set co-pays for doctor's visits and prescriptions. I thought I had to wait until I turned 65 to get in a plan like that but she informed me I qualified for it since I had Part A and B. I now know what my co-pays will be ahead of time which helps me budget monthly. She really made it less confusing for me and now I have a better understanding of it."
Sandra, Providence
My husband and I took out a couple of insurance policies 20 years ago. We thought these were permanent and never expired. To our surprise, we were notified that they were 20 year term policies and they were expiring in a couple months. They told us our premiums would triple if we wanted to convert them. We were both 62 and our mortgage was paid off, so we didnt need as much as we needed back then. I called Senior's Choice and we both got affordable policies just to cover our final expenses. It was a quick and easy process. We plan on taking advantage of their free services when we start Medicare in a few years too.
Cheryl, East Greenwich
I thought my life insurance would stay with me after I retired from my job. I was surprised when I found out I Iost it.I was 68 and knew it would be tough to get a brand new policy at my age. I heard Gene Valicenti mention Senior's Choice R.I. during his radio show on WPRO. So I called and got in touch with Tony the owner. He got me approved in 10 minutes for a $10,000 whole life policy. There was no health exam or blood work and the policy was guaranteed for the full amount and issued by midnight that day.
Rob, Johnston
I am 76 years old and I have diabetes and some other health conditions. Recently I was just diagnosed with cancer too. My final wish was to be cremated. I didn't thik I was insurable because of my health conditions and I didn't have much in the bank either. I heard the Senior's Choice RI commercial and figured I call out of curiousity. They told me there was policies designed for people in my situation. I was able to get a $3000.00 graded death benefit insurance policy. It only took 20 minutes to process and there were no health exam or questions. Its now one less thing I have to worry about.
Frank, Warwick